Are you considering buying an old home? If so, you’ll need to read through our list of 16 things to consider in old houses.

Unlike new homes, inspecting an older home and major components of an older home are much different task. Remember, these homes have been standing for 50 years or more!

The home could have had 10 different owners during that time and sometimes you’d be surprised (or not) about what you’d find. This table of contents will give you a categorized few of things to consider when buying an old home:

Heritage status
Insurance
Foundation type
Wiring
Sump pump
General Maintenance
Previous renovations
Old windows
Asbestos
Vermiculite
Lack of insulation
Termites
Protected architecture
Room sizes and layouts
Furnaces vs boiler systems
Old vs new construction
Home inspection

Heritage status

Before you do any home renovations on an older home, your first stop should be to ensure that the home is not a heritage house. Unlike the United States, we have very few homes on a National Register. Most historic homes are protected on a municipal level, depending on the age of the home.

Specific to Guelph, there are many older homes that fall under two categories: A Designated Heritage home which means some elements are protected from being renovated, replaced or removed. The other category is the Historic Registry, which means there are no specific heritage elements that need to be protected, but you must still consult with the municipality to get approval if you plan to demolish the home.

The best way to determine if your home is considered on the list of historic sites is to contact your municipality, as each area is different.

Insurance

Your insurance company may have additional questions to ask you when you’re planning an old-house renovation. Older homes are made with materials that may be at, or near the end of their life span, or even dangerous by todays standards.

Insurance companies may not cover you, or charge you a premium.

Foundation type

Homes have gone through many types of foundation types: stone, concrete block, poured foundations and more. Basements are not meant to be finished as they were often damp. There are pros and cons to all types of foundation types throughout the years.

If you wish to finish the basement of a century old home, be sure to consult with your contractor about the best materials and ways to do this. It may sound like finishing a basement to watch home movies is great, but if it gets damp and mouldy, it’s not enjoyable.

Wiring

Early wiring in an old house was knob and tube wiring. Although some would argue that left untouched it could still be safe, most insurance companies frown upon it. If your home has knob and tube wiring, it’s quite likely your insurance company will deny you insurance, or give you a grace period (30-60 days) to have it removed and inspected by the Electrical Standard Authority (ESA).

Although most home before and after the 1960’s have copper wiring, there was a period of time where homes were outfitted with aluminum wiring. If your home was built in the 1960’s- mid 1970’s, it’s likely it was wired with aluminum wiring. As an older adult during that time, you’d likely remember it was due to a period of high copper prices.

Although not an issue on it’s own and no expiration date, aluminum wiring doesn’t mix well with copper wiring and requires inspection by the ESA.

Like knob and tube wiring, your insurance company may have an issue with aluminum wiring. The good news is that aluminum wiring is a lot less money to fix than knob and tube.

Sump pump

Century homes with basements that are dug out or made of stone or rubble foundation don’t usually have a sump pump.

The reason is because owners expected water to enter the basements in the old days. It was completely normal because basements weren’t actually used for much.

Sump pumps take excess water from a sump and pump it up and outside the home, preventing flooding. Should you have a sump pump? Read here to find out!

General maintenance

Buying an old house means you’re up for performing ongoing maintenance.

You should be putting aside funds to deal with these issues and anticipate problems before they happen.

Some people update older homes over time to modern materials and finishes. However, others like to keep the original charm, for instance.

If you’re considering selling your home, you may want to read this article on best renovations before selling.

Previous renovations

On the flip side, you may be considering a century home that has had renovations done.

Buying an old house that have been around for multiple generations likely have previous renovations- some good, some bad!

Some are higher quality than others or in configurations that are not ideal for you, as an example.

It could be that you need to undo what a previous owner has done in order to achieve the result you want.

Consider this when preparing an offer.

Old windows

Many consider old wood windows to be superior to many of the vinyl windows made today.

Many old windows have removable storm windows that were added and taken out depending on the season.

If your windows are old and drafty, it may be time to consider investing in new windows, which can be expensive.

Asbestos

Is asbestos safe? The word “asbestos” typically scares people buying an old house.

However, it’s a great product that’s been around for many years.

You can find asbestos in vents, plaster, to wrap pipes, ceiling tiles, flooring, exterior siding and even accidentally in some vermiculite insulation.

Click here to see what asbestos looks like

Vermiculite

What is vermiculite insulation and do I need to get rid of it if I have it in my home? Not necessarily.

It should be tested to ensure it isn’t contaminated with asbestos. Click here to see what it looks like

Lack of insulation

Double bricks on century homes were common (two layers of brick), but nothing in between that cavity.

This means it gets colder quicker in the winter and your bills will increase.

There are many ways to address this though and sometimes the government offers incentive to offset the costs to homeowners, as an example.

Termites

These little bugs can be a big problem if they’re in your house.

They can cause structural damage or re-sale problems down the road.

Talk to your municipality to get an idea if termites (or carpenter ants!) are in the area.

Protected architecture

In many downtown urban areas, you’ll find homes that may be municipally protected due to their unique architecture.

If you buy and old home with one of these designations, you can’t just demolish it and must maintain it in a specific way.

As mentioned above, you should discuss options with your municipality before you begin an old-house restoration.

Room sizes and layouts of old homes

Homes in 1890, or even bungalows built in the 1950’s weren’t used the same way we use homes today.

In fact, many older homes didn’t even have garage. Modern amenities mixed with smaller rooms sometimes changes or limits the flow of a house.

Click here to see what layouts looked like over the years!

Furnace vs boiler systems

Which is better, a furnace or boiler? In this blog post, we point out things to consider with each of these systems.

Drom efficiencies to benefits and limitations. As an example: old radiators get hot, something that may be dangerous for children.

Old vs new construction

The age old debate: do I buy the charm (and maybe problems) of old?

Or, should I be buying a pre-construction home and some of the quirks that come with it?

outline some of the pros and cons, check out buzzbuzzhome for lots of ongoing projects

Do I get a home inspection?

Where ever possible, it’s advised to get a home inspection. In this blog post, we go through some of the home inspections aspects.

It’s worth noting that home inspectors don’t get in depth on any specific item above, and only inspect what is visible. Home inspections are typically 3hrs in length and cost about $500.

Old homes can be a huge plus for some people but it’s not for everyone.

If you’re considering purchasing an old home in Guelph, get in touch!

We are Guelph real estate agents in Guelph and sell many homes in the downtown area of Guelph and would be happy to help.

Older homes are typically closer to amenities

Generally, older homes are closer and within walking distance to many amenities. Looking at Guelph specifically, older homes in the downtown areas are close to:

Restaurants in Guelph

Coffee shops in Guelph

Florists in Guelph

Pubs in Guelph

Guelph hair salons